brin_bellway: forget-me-not flowers (Default)
[personal profile] brin_bellway
[cw: poverty, (mild) illness]


It's strange.

When it comes to recurring payments, the usual trick is to make them sound smaller by expressing them over a shorter timespan. "For just eighty-seven cents a day, you can protect [your family]/[this starving African child]/[etc]..."

CAD$24,000/year doesn't sound like a very large income. It's a good start, sure, but still pretty small as incomes go. $32,400/year is also fairly small, and $56,400 is..getting more firmly into "decent", but certainly not *spectacular*, especially not across an entire household.

And yet, $2,000/month feels huge. $2,700/month feels mind-boggling. $4,700/month (across the three of us who share finances) feels downright awe-inspiring.

How does *that* work?

---

It's a little uncomfortable to know that COVID-19 paid for our roof repairs, but at least the roof no longer leaks when it rains.

At this point we probably still don't have *quite* enough savings to afford a car with decent fuel efficiency (at least not while maintaining a comfortable emergency buffer), but we might be able to get one with a functioning air conditioner, and maybe even with less than $3,800/year in repair costs.

---

In the eyes of the United States Financial Crimes Enforcement Network, I am no longer poor. This month I lost my poverty exemption from their paperwork: next year I'll have to fill out the annual forms declaring my various ""foreign"" bank accounts.

I hear the forms aren't actually that hard, just a minor annoyance. I suppose it beats having a net worth of less than USD$10k.
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brin_bellway: forget-me-not flowers (Default)
Brin

May 2025

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