The two mobile games I play are Pokémon Go and Love Live, and they both have microtransactions. Which could be frustrating, but with Pokémon Go, anxiety keeps me inside most of the time so it's not like I'm missing out on anything by being entirely F2P. And with Love Live, it's much easier to resist the temptation to buy my way to my favourite cards by going "Either this money is going to arthritis medicine for my cats or to pixels."

In a weird way, being in a situation where microtransactions are completely impossible if I want to keep paying my bills is really helpful. If I had more of a financial cushion, it'd be a lot more of a challenge to resist, I think.