2024-12-19

brin_bellway: forget-me-not flowers (Default)
2024-12-19 02:54 pm

1.44

You don't realise how much of your income is denominated in USD until the exchange rate goes up 7%, huh.

(I feel like [personal profile] sigmaleph is laughing right now at the idea that 7% constitutes a major fluctuation)

I'd...been thinking of that as an annoyance, paying exchange fees when Americans working the same gigs didn't have to, but I guess it's kind of useful as a hedge.

(And Swagbucks lets you *pick* between [CAD-PayPal at a fixed 1.33 exchange rate] and USD-PayPal, so you can check the spot rate and decide for yourself whether you're better off paying PayPal's extortionate 4% exchange fee. I made the switch and am getting around 60 - 70 extra cents per $10, which is a nice boost.)

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(To give a specific figure: during the last full calendar month (November), 14% of my income was USD-denominated. It varies from month to month, though.)